Dear Friends:

Welcome to the second issue of my newsletter. I hope you find this e-Newsletter informative and educational as I try to point out some developments in the areas of law affecting our community, businesses, and members.

Some of the areas for this newsletter that we have focused on are:

• General Practice
• Business & Tax
• Estate Planning
• Retirement Planning
• Intellectual Property

Please let me know if you feel there is an area you would be interested in learning more about. Feel free to pass this along to others.

Feedback and suggestions? Please e-mail me:
whc@whc-law.com

>> Tax Tips for 2003. (Click here for more information)

Curious as to where you fall in the pool of tax payers? Recently released information shows just where you fall:

>> NOW HEARD ON WWDB 860AM SUNDAY MORNING TALK SHOW

William H. Copperthwaite Jr., Esquire serves as Co-Host of WWDB 860AM Sunday morning talk show, SeniorTalkRadio, (9am) which deals with financial and estate planning issues for seniors (click here for more information).

>> Assessing your Retirement Resources

How resourceful can you be during your retirement? Determining where your retirement money will come from is an integral part of planning for retirement. Most people draw on three main sources of income during retirement: Social Security; employer-sponsored plans; and personal retirement savings. Each offers important resources that will add to your overall retirement plan. (click here to read the full article)

>> Annual Reviews Are Critical to the Health of Your Long Term Care Insurance Plan

If you own long-term care insurance, be sure to review your policy every year. An annual review provides an opportunity for you to reexamine your coverage, analyze relevant federal legislation that may impact the tax treatment of your long-term care insurance premiums, and assess any changes in your personal financial situation. (Click here to read the full article)

>> 529 Plans: An Often Overlooked College Savings Alternative

As higher education costs continue to soar, many parents find themselves faced with the nagging question, "Will I have enough money to pay for my child's college education?" Although most people today are likely to agree that an investment in higher education usually reaps its rewards in higher long-term earnings - and hopefully, greater job satisfaction-one key concern is how to choose a smart savings alternative. The Economic Growth and Tax Relief Reconciliation Act of 2001 offers additional incentives for saving to help fund higher education expenses.(Click here to read the full article)

For more information on assessing your retirement, please e-mail me at: whc@whc-law.com

Filing For a Patent?
Patrick Callahan Esquire - Associate to the Law Firm of William H. Copperthwaite

A U.S. patent for an invention is the grant of a property right to the inventor(s), issued by the U.S. Patent and Trademark Office. The right conferred by the patent grant is, in the language of the statute and of the grant itself, "the right to exclude others from making, using, offering for sale, or selling" the invention in the United States or "importing" the invention into the United States. To get a U.S. patent, an application must be filed in the U.S. Patent and Trademark Office. (Read More)